Phademy / Money
Savings Goal Calculator
Work out how much you need to save each month to reach a goal.
Calculate
How to use this calculator
Enter your target, current savings and months remaining.
How it's calculated
Monthly saving = (goal − already saved) ÷ months remaining.
Worked example
Goal 5,000,000, already saved 500,000, 12 months left: 4,500,000 ÷ 12 = 375,000 a month.
Frequently asked questions
Is Phademy free?
Yes. Phademy tools are designed to be free to use.
Do I need an account?
No. The calculator works directly in your browser without an account.
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Last updated October 2026. Results are estimates for guidance. Calculations run in your browser and are not stored.